Associate - Financing

Property Financing

• Monitor and evaluate KWAP’s property financing requirements as requested by the Real Estate Department (RED).
• Facilitate Request for Proposal and approval processes for property financing in collaboration with RED, Group Legal Services Department and Risk Management and Compliance Department.
• Ensure all property financing processes comply with the approved policy, guideline, limit, Standard Operating Procedure (SOP), and other applicable policies and acts.
• Keep abreast of the latest economic and market developments which may have an impact on property financing.
• Provide independent views and insights on interest rate movement and/or any changes to regulatory requirements which may impact property financing decision or direction.

Alternative Funding

• Identify and explore new funding products or tool mechanisms to cater for KWAP’s liquidity requirement.
• Keep abreast of market development (local and international), regulatory innovations and financial markets or product advancements in respect to funding.
• Establish and continuously seek to improve the operational and/or approval processes for funding.
• Responsible for ensuring all funding activities are being completed and executed in accordance with KWAP standard processes and procedures.
• Ensure all funding terms and processes comply with approved policy, guidelines, limits, SOPs and regulations.

Corporate Treasury Policy & Governance

• Coordinate preparation and approval of the department’s business plan, scorecard, and expenditure budget.
• Identify and gather information, draft policy solutions, consult relevant parties and continuously review policy to provide effective guardrails in managing the organisation's activities.
• Prepare and manage departmental budget and planning.
• Coordinate department’s business continuity plan.
• Coordinate the department’s response to any audit inquiries or issues.
• Coordinate the department’s response to any audit inquiries or issues.

Reporting

• Support units in Corporate Treasury Department (CTD) by producing reports related to cash management, FX management, funding and financing, or any other reports related to the CTD.
• Consolidate and report the performance results.
• Oversee the preparation of periodic operational reports.
• Oversee the preparation of raw or summary data as per regulatory requirements with the support of Investment Operations Department or Accounts & Finance Department.

Documents Management

• Coordinate and monitor intellectual documents related to CTD activities such as cash management, FX Management and financing.
• Review of critical functions to ensure adherence with the act, internal policies, and procedures.
• Review agreements related to Investment instruments or products.
• Manage Know your Customer (KYC) exercise related to financing by financial institution​s.

Stakeholder Engagement

• Adopt best practices in meeting the key stakeholders' commitments.

Policy and Regulatory Compliance

• Assist in reviewing corporate treasury products or investment-related documents to ensure compliance with market standards of practice.
• Check all transactions are performed as per internal and external policies, guidelines and regulations to ensure compliance.
• Assist in the review of internal policies and guidelines periodically to keep updated with market development and internal procedures.

External Stakeholders

• Establish and maintain good relationships with external counterparties to preserve a good reputation for the institution and ease business dealings.

Peer-to-Peer Development

• Train and mentor new hires and interns on unit responsibilities and financial market intelligence to build their competencies, accelerate onboarding, and support business continuity

Other Tasks 

• Other tasks as assigned and instructed from time to time.

Key Requirements:

• Bachelor’s Degree or professional certification in Accounting, Finance & Investment, Business, Economics, or related disciplines.
   
• Preferably Pasaran Kewangan Malaysia Certificate (PKMC)  holder, Chartered Accountant, or possesses other relevant professional certifications.
   
• Minimum three (3) years of working experience especially in Property Financing and Treasury Management.
   
• Strong analytical, financial modelling, and market assessment capabilities.
   
• Good understanding of investment products, financial instruments, and market dynamics.
   
• Ability to work effectively in a fast-paced and dynamic environments.